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Understanding ARS Fraudulent Schemes in Arizona

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Fraudulent schemes are among the most serious white-collar crimes in Arizona. Governed by Arizona Revised Statutes (ARS §13-2310) , this law covers any intentional act of deception used to obtain money, property, or benefits through false representation or pretenses. These offenses can range from simple financial scams to complex corporate fraud, and the penalties are severe. What is a Fraudulent Scheme Under ARS 13-2310? Under ARS 13-2310, a person commits a fraudulent scheme if they knowingly obtain any benefit by means of false or fraudulent pretenses, representations, or promises. This statute applies to both individuals and organizations that use deceitful methods to gain an unfair advantage. Common examples include: Credit card and bank fraud. Insurance fraud or false claims. Mortgage or loan fraud. Identity theft and cyber fraud. Business embezzlement or deceptive sales practices. In many cases, the prosecution must prove that the defendant intentionally mi...
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Understanding ARS 13-2105: Arizona’s Credit Card Fraud Law

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Financial crimes are taken very seriously in Arizona, and one of the most frequently prosecuted offenses is credit card fraud. The Arizona Revised Statutes (ARS) Section 13-2105 specifically addresses the unlawful use, possession, or theft of credit cards or credit card information. Understanding this statute is essential for anyone facing related charges or seeking to protect themselves from potential fraud. What Is ARS 13-2105? ARS 13-2105 makes it a criminal offense to knowingly use, take, or attempt to use a credit card or card information without the cardholder’s consent. The law also applies to using a card that is forged, expired, revoked, or obtained through fraudulent means. In simple terms, this law targets individuals who use a credit card that does not belong to them or use their own card dishonestly to obtain goods, services, or money. Examples of actions covered under ARS 13-2105 include: Using a stolen or lost credit card to make purchases. Using another per...
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Understanding ARS 13-1807: Arizona’s Law on Issuing Bad Checks

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Financial transactions are built on trust. When someone writes a check, the recipient expects it to be honored by the bank. However, if a check is returned due to insufficient funds, account closure, or other reasons, it can quickly escalate into a legal issue. In Arizona, this falls under ARS 13-1807 , the state statute that specifically addresses the unlawful act of issuing a bad check. What is ARS 13-1807? ARS 13-1807 makes it illegal to knowingly issue or pass a check when the person is aware that there are not enough funds in the account to cover the amount. This statute applies whether the act is intentional fraud or reckless behavior. The law is designed to protect businesses, individuals, and financial institutions from losses caused by dishonored checks. Key Provisions of the Statute The statute covers a variety of circumstances, including: Issuing a check with insufficient funds – Writing a check when you know your account balance cannot cover it. Closed accounts ...
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